As we linger in the midst of post-recession and mild austerity, making and saving money may seem a tough task for many. However, there are a few canny little tricks that can be used to our advantages to make this task somewhat easier for many. Here?s some advice on getting your finances in order.
Say No to Payday Loans!
Due to the current economic climate and of course, the individual and personal throes of life, many Brits are struggling to make ends meet. Jobs are scarce, even many of those lucky enough to be working feel as if they?re being underpaid. Furthermore, rising living costs make most wages hard to survive off in the United Kingdom. In fact, recent reports have highlighted that more and more children are being forced to go to school hungry, due to a lack of resources at home.
To make things even worse, bank lending has somewhat subsisted since the recession and so, many Brits are unable to borrow off banks.
In such a climate, payday loans may seem to be an enticing option. However, a combination of immoral practices and extortionately high interest rates render payday loans as the worst option someone in financial difficulty could turn to. Payday loans may put food on the table and alleviate some of your financial distress for a moment, but this will only be a fleeting moment, which will end with you having even more money problems than prior to taking out the loan.
Say no to payday loans.
Tax Refunds
It may come as somewhat of a surprise, but a significant amount of business people miss out on thousands of pounds owed to them by the HMRC each year. In cases where the tax liability is less than the amount paid, money is likely to be owed to the payer in the form of tax refunds.
This can happen through a wide variety of circumstances and it may be best for you to hire expert assistance to discern whether or not you?re owed anything. However, rather than going for an expensive accountant, opt for one of the cheaper specialist firms that can be found online, such as RIFT at www.RIFTCapitalAllowances.com.
Work Harder, Earn More Money
The harder you work the more money you?ll earn. It really is as simple as that. Of course, the current situation in Britain at the moment is one of mass unemployment and a lack of job opportunities. However, working harder also applies to the unemployed, who have a responsibility to work harder in finding work.
After all, the more time you spend looking for a job, the more chances there?ll be of finding one.
Source: http://www.personal-finance-blog.com/2012/12/02/get-your-finances-in-order-a-few-tips/
sacha baron cohen oscars the old curiosity shop jane russell meryl streep martin scorsese sacha baron cohen best picture nominees 2012
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.